Standoff and stocks selloff – Should Investors be worried

newsweek - equitiesAs Donald Trump and North Korea’s Kim Jong-un keep threatening to have a showdown, the press cannot help but to sensationalise these events in-order to try and predict how the stock market will perform or justify how the markets have performed. It is surprising how potential events in Guam are having significant interest across the world. Here are a few headlines from the past few days: Continue reading

The power and benefits of FU money

FU money

Among the many stages towards financial independence, one of the most important is accumulating enough F-you (FU) money. FU money is when you have accumulated enough savings to enable you to temporarily leave your job without worrying about where the money your next bills will come from. Theoretically, you will be able to sustain your current lifestyle for a certain period of time which you are comfortable with; for example for six months, up to a couple of years or even several years. Here are some of the benefits which workers can obtain due to the power of FU money. Continue reading

TV Show Review: How to retire at 40 on Channel 4

On the mainstream media, it is quite rare to find anything related to gaining Financial Independence (FI) or early retirement. This is why I was very excited when I found out that Channel 4 (UK) would be showing a show called How to retire at 40. I assumed that the programme, presented by Anne Richardson, Rhik Samadder and Sophie Morgan would give a few of the secrets already well known and discussed in the FI community. However, I was really disappointed with the show and Continue reading

Top 5 Portfolio holdings – Pacific Ex-Japan Index Fund

pacific regionThe fifth and final world region to be considered in the index fund top 5 holdings series is the Pacific Ex-Japan index fund. This fund tracks an index which represent the biggest companies in Australia, Hong Kong, New Zealand, and Singapore Oceania region. This fund excludes Japan which has its own index fund as detailed here. This fund employs a “passive management” investment style, a strategy which is designed to track the performance of the index by investing in all, or a representative sample of the securities of which the index is composed of. Continue reading