Category Archives: Passive Income

How to invest intelligently in a Bull market

bull-market-investingIt has been a happy new year for investors. Global stock markets have stormed into 2018 with a bang. Several “round figure” number milestones have been achieved during the first week of the year; the S&P 500 has passed 2,700 points for the first time and the Dow Jones has gone over the 25,000 mark. In Japan the Nikkei 225 has surged to 23,714.53, its highest mark in over 26 years. The UK FTSE 100 (at 7,724.22) and several European markets are now at all time highs. All this has added to Continue reading

Why you should invest only for the long term

long-term-investingIt is often recommended by financial advisors that people should only consider investing in stocks and shares if they intend to not need the money within the next five years. The main reason for this is that the stock market can be very volatile in the short term. For example, the United States’ S&P 500 index lost nearly 40% of its value in 2008. This would not have been a good outcome for an investor wanting to utilise investments in this fund shortly after the drop. However, there are other benefits of adopting a long term approach to investing, which are often overlooked or which are not widely taken seriously. Continue reading

A dollar of passive income is worth two of active income

paasive-income-new-pound-coinImagine getting paid without lifting a finger or breaking some sweat. This situation is a dream to most people and very difficult to achieve without being fortunate enough to win the lottery, receive some inheritance or some other windfall. For the rest of us, it is up to hard work, saving hard and strategic investing to achieve this status. Passive income is the holy grail in the personal finance space and in this article I break down how valuable this type of income really is. Continue reading